Bridging insurance and Medicare reimbursement
Cover technologist payroll and operating costs while payor reimbursement cycles clear.
Insurance Reimbursement Cycles Are Slow. Tech Payroll Is Every Two Weeks.
A working capital line of credit up to $1.5M for imaging centers. Bridge insurance reimbursement, fund equipment service contracts, and expand modalities.
Working capital for the imaging center economy.
Diagnostic imaging centers run on tight operating margins and brutal capital requirements. MRI and CT systems cost seven figures. Service contracts on those systems run six figures annually. Insurance and Medicare reimbursement cycles can stretch beyond ninety days, while technologist payroll, contrast inventory, and facility operations require weekly and biweekly cash outlays. Adding modalities like PET, 3T MRI, or interventional radiology requires both equipment capital and the operational working capital to ramp utilization.
Commercial Capital Connect provides imaging center operators a working capital line of credit up to $1.5 million with interest-only options. Bridge reimbursement cycles. Cover service contracts. Fund a modality expansion. Add a second location. Same-day approvals and no daily debits to disrupt operating cash flow.
Equipment service contracts and parts
Fund major service contracts, coil replacements, and emergency parts that keep systems uptime maximum.
Modality expansion working capital
Fund the operating ramp costs of adding 3T MRI, PET, or interventional radiology to the center.
Technologist recruitment and signing bonuses
Cover the recruitment and signing costs in a tight labor market for licensed technologists.
Marketing to referring physicians
Fund the marketing and physician relations programs that drive referral volume.
Basic line of credit review criteria
These are baseline review items, not an approval, offer, or commitment to lend.
- Estimated Equifax score of 575 or higher
- Operating at least 30 days
- About $17,000+ in average monthly revenue
- Active commercial business location
- 0 to 2 active cash advances preferred
Why Commercial Capital Connect
CCC is a business finance marketplace, not a direct lender. One application can help compare potential options through a network of 75+ lending partners.
Long reimbursement cycles are expected
We understand that insurance and Medicare cycles can run 90+ days. The line bridges that gap.
High-value equipment context is familiar
Seven-figure imaging systems and six-figure service contracts are the norm.
Interest-only payment options
Keep monthly outlay lean during reimbursement cycles and pay down as payor checks clear.
Refinance restrictive financing
Pay off up to two existing cash advances or short-term loans into a flexible LOC.
Diagnostic Imaging Centers funding FAQ
Can a single-modality imaging center qualify?
Yes. Single-modality centers qualify on the standard criteria: 575 Equifax, 30 days TIB, $200K annual revenue.
Can the line fund an MRI coil replacement?
Yes. Service costs, parts, and equipment maintenance are valid working capital uses.
What about expanding into new payor contracts?
Working capital for ramp during new payor contract execution, including credentialing and operational ramp, is a valid use.
How does the line work with our existing equipment financing?
The line is a separate working capital facility from equipment financing and complements rather than replaces it.
Can the line fund a second imaging center location?
Working capital for expansion is a valid use. Larger expansion-specific structures may require additional documentation.